For someone who’s never even been to New York, I sure get a lot of questions about New York law. In fact, I got three questions just this week about filing a personal injury lawsuit and getting compensation and all that jazz.
Gosh, you’d think I was the mayor or something.
Fortunately, I’ve been studying up for so long, I’m basically an expert—lucky for you guys. Really, I don’t know how some people would make it without me. Maybe I should change my name to “Joe4President.”
Anyway, I’ve looked at the laws for claims in New York City, and I think I can say that I wouldn’t have a bit of trouble dealing with a lawsuit.
Where to Begin
So, let’s assume I got hurt in a car accident. I mean, they happen all the time, and let’s be real, I’m probably the best driver I know. Obviously, I wouldn’t be responsible for the accident. New York City is a no-fault state, so my insurance should cover the losses anyway, unless my injuries are serious. Just to stretch out this article and keep the irritated emails at bay, let’s say I lost an arm or something.
Now, I can take my claim to court for a serious, life-changing injury. That’s a little bit serious, so that should work, right? Yes; however, I might need to file a claim against the responsible driver, not just a claim with my insurance company.
Once you’ve got the “who” down, it’ll be time to figure out the “what.” That means getting the money you deserve for all that pain! Of course, they’re not exactly going to be excited to pay off your bills. That’s why you need someone analyzing how much your suffering is worth. That way, you can sit back and let your lawyer do the fighting for you.
First, you’re going to need money for the finances you’re spending on damage control. You’re going to need car repairs, medical care, and probably some care for your injuries. For example, after losing an arm, hypothetical me might not be able to do basic household upkeep, so I’d have to hire someone.
Then again, not all your injuries are going to be totally physical. You might be in a lot of pain, for example, and that’s not something that comes with a price tag. Of course, it’s not like your attorney won’t have the right resources to find their worth. Just keep track of the impact on your life, and you’re good to go.
The Finishing Touches
Of course, a lot of my plan focuses on getting a lawyer who can take care of the heavy lifting for me. I mean, wouldn’t you? That way, you can focus on your life, not just on some long, drawn-out courtroom drama. I get enough of those on TV, thank you very much.
Then again, I should probably not just assume everyone did their reading and mention that you’ll need to take some steps to protect your compensation, like acting on time and not admitting any fault of your own. If you don’t, you can kiss your compensation goodbye.
Fortunately for me, I do a little something called “thinking ahead.” I’m always careful not to show my hand or get myself in trouble, so I know what I can expect if I’m in court and the judge makes their ruling. Hopefully, you darling readers might even pick up a little something from me. We can only hope, right?