As a driver, one of the worst things to happen on a drive is to have a car accident. You’re just trying to get from place to place, and now you’re dealing with a complex legal hassle.
At least, a complex legal hassle for others. If you ask me, it seems pretty clear. Then again, not everyone is so educated and so ahead of the curve. Of course, that’s why you’re here, right? You need to know more about what happens after a car accident in Nashville and what to do afterward.
Now, I’m not anything more than your average Joe, but I know a thing or two about car accident law. If you’re struggling for answers to some of the first steps you’ll need to take, I’m your guy.
Fault or No-Fault?
When you’re injured in a car accident, you’ll first need to know where to turn for your compensation. That depends on whether you’re in a fault state or a no-fault state. Tennessee is a fault state, but what does that mean for you?
It’s simple—when you’re involved in a Tennessee car accident claim, you’ll need to find the person at fault for your accident. Because they caused the accident, they’re also financially responsible. If you were in a no-fault state, the insurance company would pay regardless of fault.
That’s not always so simple, however. People have to fight for their compensation from the insurance company or make their case in court, which can be tough. If I were running things, I’d say they need to help drivers and make the process as easy as possible, but they haven’t put me in charge. Not yet, at least.
Working with Your Insurance Company
Once you’ve found the responsible party, you’ll need to take it to your insurance company first. If you’re lucky, it might even be a one-stop show. You’ll file your claim, you’ll get a settlement offer, and everyone gets to be happy. At least, that’s what you want to see.
Sadly, the insurance company isn’t always so agreeable. Instead, they’re focused on their profits, which means they may try to undercompensate your claim. Of course, it just takes a little math to figure out what your claim is really worth, but they might still try to take advantage of your predicament.
If this happens, you may need to take your claim to court. A demand letter might set them on the right track, but of course, they may not always listen to reason. In these cases, it might be necessary to contact an attorney, especially if you need help in the courtroom.
Understanding Your Car Accident Claim
Really, it all seems pretty simple to me. Sure, you could call a car accident lawyer in Nashville, but what else could you need to know about your claim? Sure, Tennessee laws can affect your claim, as well, but surely I’ve made what you need to know clear.
Honestly, I’m starting to think that maybe I should have been a lawyer myself. It seems like what people need is someone with a good, steady head on their shoulders, right? I think I could do the job just fine, maybe even better than some real lawyers!
Of course, if I took up law, who would be here to make sure my loyal readers are getting all the information they need to know? I guess that means you can see me here just like always, folks. Tune in next time for more of my thoughts on what you need to know.