Ways Your Criminal Record Can Wreck Your Life

Today’s adult should be very aware of the damage a bad record will have on their life. Bad credit can almost single-handedly destroy your future and a criminal record can make life completely unbearable.  This is why most ex-cons lie when they meet people for the first time. They understand that their record creates an insurmountable wall between them and what the average person takes for granted. Below are four ways a criminal record can drastically wreck your life.

Housing

In order to limit liability risk, landlords have a right to deny housing to ex-convicts. This is the landlord’s way of protecting themselves from future problems.  If he knowingly allows a thief to live in his apartment building and he steals from the other tenants, he could be held responsible. This discrimination is not limited by the date of the offense.

Your Work Opportunities

When you fill out a job application, you will be asked if you have been convicted of a felony.  It is expected that you will tell the truth. If you do not, this could be cause for firing if, at a later date, the truth is discovered.  If you decide to be self-employed, own a business, or do contract work, you may not be able to be bonded. This then could be a serious problem for you to earn a living under those conditions as the bonding process requires you do not have either misdemeanors or felonies on your record.  

You can get misdemeanors expunged from you record, but not felonies. You will not get hired for any job that requires handling personal information, such social security numbers and bank account numbers, or handling money if you committed a criminal act less than ten years ago. This could grossly limit your job opportunities, when you will need them the most.

Voting

Most states do not allow ex-cons the right to vote in local, state, or federal elections.  Maine and Vermont are the only two states that allow felons to vote. Thirteen states allow parolees to vote including Montana, New Hampshire, Utah, as well as the District of Columbia. Twelve states never renew an ex-cons right to vote unless he meets very high standards that are almost impossible to meet.  Only nineteen states renew an ex-cons right to vote after he serves his sentence.

Insurance

Depending on the type of offense and the age you were when you committed the crime, you may be denied life insurance.  Based on the risk of insuring you, the insurance company may consider you too much of a liability. The average felon is denied.

If you are denied opportunities because of your criminal record, talk to a Tarrant County criminal lawyer to see if your rights have been denied.  Knowing the limitations gives you a head start working around many of the obstacles before the average ex-con.  Now that you know the restrictions, you can forge ahead working with and around those limits.

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